1. Benefit Value (NM) is the return value from the management/optimization of hajj finances by BPKH.

2. The management/optimization of hajj finances by BPKH takes the form of investments and placements that must follow sharia principles and comply with applicable laws and regulations.

3. Prospective hajj pilgrims can check their benefit value through the Virtual Account (VA) by accessing the BPKH VA application.

1. Safe, in accordance with Law 34/2014 Article 46 (3)
2. Sharia-compliant, BPKH only transacts through Sharia and with Sharia Financial Institutions
3. Investment security in Sharia financial instruments with minimum A rating
4. Prudence with low-moderate risk profile
5. Optimal return on Benefit Value sufficient for BPIH needs and waiting pilgrim allocation

The Parliament and Government have agreed on the average Hajj cost for 1447 H / 2026 AD. BPIH is IDR 87,409,366. The average Bipih per pilgrim is IDR 54,193,807 or 62%, covering flight costs, accommodation in Mecca, partial Medina accommodation, living costs, and visa fees. The Benefit Value is IDR 33,215,559 or 38%.

Hajj managed funds are professionally managed in safe sharia instruments and have been audited by BPK then reported to the Parliament and the President. In the latest report as of December 2024, the total Managed Funds reached IDR 176.3 trillion, an increase of 2.94% from 2023.

BPKH runs various sustainability programs aimed at improving the welfare of the ummah. These programs include building social infrastructure, empowering the community economy through training and micro-business mentoring, as well as supporting education and public health. Read More